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Why Pooled Plans are Preferred by Small & Medium Sized Businesses

Pooling: 

• The Chamber's Plan is a 'pooled plan' where Health & Dental claims are 'pooled' with thousands of other companies to provide your business with rate stability 
• The Chamber's Plan is a 'not-for-profit' program. All of the profits stay in the plan to help lower premiums 

Couple Rates

• We have preferred pricing for: 
  • Married or common law couples 
  • Single parents 

Disability Coverage

• Coverage can begin from the first day of an accident and the eight day of an illness 
• Income replacement benefits can continue until age 65

Extended Health Care

• Prescription Drug Cards 
• Ambulance Coverage 
• Paramedical Services including 
  • Massage Therapy 
  • Chiropractic 
  • Physiotherapy 
• 12 Hours of Counseling 
• Vision Care 
• Eye Exams 
• Emergency Travel insurance

Group Term Life Insurance

• Select either flat amounts of multiple of salary

Critical Illness

• A lump sum of $30,000 is paid in the event that you are afflicted with a critical illness as defined in the policy 

Best Doctors

• Get a second medical opinion from over 50,000 top specialists in North America at no extra cost

Dental Care

• Cleanings twice per year 
• X-Rays & Fillings 
• Major Services 
• Orthodontics for firms with 10+ employees 

Accidental Death & Dismemberment

• Doubles the amount of insurance if death is caused by accident and includes loss of coverage 

WHY HAVE OVER OVER 30,000 BUSINESS OWNERS SELECTED THIS PLAN? 

No Business Is too Small

• Comprehensive benefit packages are available to businesses from one person and up 
• Home based businesses qualify for coverage 
• Guaranteed coverage available to not-for-profit firms with 3+ people 

Guaranteed Stability

• The Group Plan has operated continuously for over 30 years 
• Your plan is guaranteed renewable regardless of high claims experience 
• With fair renewals, the Chamber's Plan allows your premiums to remain manageable and predictable