Mental Health and Wellness

Mental health and wellness is at the forefront of conversation more and more these days, so it's important to look at the ways in which it is affecting your employees. 

Did you know that one in five Canadians experience at least one type of mental health issue in their life? Furthermore, an estimated 500,000 Canadians call in sick to work each week due to a mental illness.

So how does this affect your company? The rise in mental health issues can lead to increased long-term illness claims, the cost of sick time, and workers' compensation claims. Additionally, it leads to a loss of productivity within your employees and lost opportunity due to downtown.

A recent study shows that most mental health issues, like anxiety and depression, stem from workplace stress, which challenges employers to create a manageable workplace that doesn't cause unnecessary amounts of stress and allows for a work-life balance. This study yielded results showing that 68% of employees could perform their job to the best of their abilities for less than 70% of the day due to a mental illness. 

To help benefit employees to cope better with mental illness and workplace stress, try implementing some of these practices: 

  1. Introduce flex days or flex time into your employees' schedules. Allowing them guilt-free time to tend to their personal lives will let them focus on work when they are there. 
  2. Introduce a team atmosphere where your employees understand each others' positions. Having team members to rely on is an important part of managing workplace stress, especially if an employee needs to take time off. 
  3. Try hosting company lunches to improve workplace culture. Creating trust within your employer/employee relationship will lead to a positive work environment. 

Looking for more tips? Check out the study this blog was based upon

Email Etiquette Rules to Follow

Most working professionals are subject to receiving a very high number of emails per day, with that being so, it can be frustrating to receive emails without a clear message or meaning, that we don't really need to receive, or that are seemingly written in the same context as a text message. 

We found a great article to discuss email etiquette rules that all working professionals should know; these are the highlights. 

  1. First and foremost, include a clear and direct subject line. The subject line will tell your recipient what to expect and will also make it easier to search inboxes at a later date if they need to reference your email.
  2. Use a professional email address. If you are a new business owner looking to connect with fellow entrepreneurs, it's important that you represent yourself in a respectful and meaningful way. Try to include your first name and your company name in your email address so you are easily identifiable. 
  3. Don't include people who do not need to be included. Inboxes are very easily cluttered, so only send your email communications to those who are directly affected by your message. 
  4. ALWAYS include a signature. Your signature should include your full name, your direct phone number, your company address, and any other relevant information. It is important to include this in every email so your recipient can easily locate your contact information at any given time. 
  5. Use professional language. Avoid saying things like "hey, guys!" unless you are very comfortable with the people you are emailing and that type of language has been previously established. 
  6. Be cautious with humor and/or sarcasm. The intonation of your voice cannot be heard in an email and therefore can be very easily misinterpreted. Be careful not to offend anyone with humor or sarcasm. 
  7. Reply to your emails even if the email wasn't intended for you. It's important to let people know you received their message and you are taking the necessary actions to move forward. It is also important to respond to emails that might not have been intended for you -- chances are, the person who sent the email does not know they sent the message to the wrong recipient. 
  8. Keep your font simple and easy to read, don't get carried away with comic sans. 
  9. Double check your recipients to ensure you're sending the message to the right person/people. 

Looking for more tips? Check out the full article here.

my-benefits for Plan Administrators

Looking for an easy way to administer your group benefits plan?

The Chamber Plan offers my-benefits, an easy-to-use online administrative tool that can be accessed by both plan administrators and employees. 

Your plan administrators can use my-benefits to access your firm's coverage and group plan information, they can enrol a new employee, calculate payroll deductions, and even terminate employee coverage. 

my-benefits® for Employers is an online administration tool that allows you to manage your Plan, calculate payroll deductions, enrol employees, and more. Let my-benefits be your online personal...

my-benefits provides you with tools and resources to better understand your group plan, making it easy for your plan administrators to access any questions they might be asked regarding employee coverage. 

5 Reasons to go for a Massage

5 reasons to go for a massage

If you're looking for a reason to go for a massage, look no further! 

Massage therapy has incredible health benefits, including promoting relaxation of the body and the mind. If you work a stressful job, experience chronic pain or headaches, or just need to relax, massage therapy might just be the answer for you! 

Massage can help to relieve stress by lowering your heart rate and decreasing your blood pressure. If your daily responsibilities are causing you a great deal of stress, try a massage to help you relax! 

According to the National Institute of Mental Health, over 40 million adults struggle with anxiety disorders. If you're one of them, 60 minutes of massage therapy might help to reduce the anxiety you're feeling, leading to a better quality of life! 

Tension headaches are the most common form of headaches in adults. They are caused by stress and emotional conflicts and they cause your neck muscles, face muscles, scalp and jaw to tighten, causing tension leading to headaches. 

As mentioned above, leading a stressful life can cause high blood pressure. Visiting a massage therapist regularly can help to lower your blood pressure, increasing your overall health and well-being. 

Last but not least, the most convincing reason to visit a massage therapist is to relax. Taking an hour for yourself on a regular basis can help you to deal with life's stressors more effectively and can lead to a happier and healthier lifestyle. Don't be afraid to take the time for self-care! 

The best part about massage -- it's usually covered under your group insurance plan! If you're not sure if you have coverage, or if you're wondering how to make a claim, give us a call and we will help you work through it! 

How to Deal with the Legalization of Cannabis in the Workplace.

If you're like many other Canadian employers looking for ways to ensure workplace safety with the legalization of cannabis, this blog is for you. 

The Canadian Centre for Occupational Health and Safety released a document last June that provides suggestions and guidelines for businesses to follow once legalization occurs. We curated some of the most valuable aspects of the document and will highlight them for you in this post. 

  1. Canadian employers have a duty to provide a safe work environment and take all reasonable precautions to protect the health and safety of employees and others in the workplace. Due diligence is demonstrated by the employer’s actions before an event occurs, not after.
  2. To establish due diligence, an employer will have written occupational health and safety policies in place to establish any hazards around the workplace. The employer must then inform all employees about potential hazards and take the necessary actions to correct them.
  3. In the case of cannabis use and the workplace, the employer should consider workplace policies and programs as they may relate to impairment from any source such as fatigue, life stresses, alcohol, medications (used legally or illegally), cannabis (recreational or therapeutic), or any other substance.

It is important to tailor the policy to meet the specific needs of the workplace. Elements of the policy could include:

  1. that arrangements have been made for employee education (e.g., a general awareness regarding disability due to substance dependence)
  2. statement regarding if either medical/therapeutic or non-medical substances are allowed on the premises, or under what situations they would be allowed
  3. a mechanism for employees’ to confidentially report when they have been prescribed a medication that may cause impairment
  4. statement of the employee’s rights to confidentiality
  5. statement of who is covered by the policy and/or program
  6. definition of what the employer considers to be impairment
  7. definition of substance use
  8. statement of the purpose and objectives of the program
  9. that arrangements have been made for educating and training employees, supervisors, and others in identifying impaired behaviour and what steps will be taken
  10. provisions for assisting those with disability due to substance dependence
  11. processes for accommodation, and return to work/remain at work planning
  12. if applicable, statement of under what circumstances substance testing will be conducted, as well as the criteria for testing and interpretation of test results
  13. provision for a hierarchy of disciplinary actions

Having policies in place to prepare your company for the legalization of cannabis is important. We will be posting more from the document in our next post, but we hope you find this helpful in regards to policies and procedures. 

To read more, click here.

Seven Reasons to Try Chiropractic Care

Some people are wary of visiting a chiropractor for fear of worsening an injury, or because they don't know how chiropractic care works, but chiropractic care can be very useful in managing your pain, in correcting your posture, and in helping to maintain your overall health.

We put together seven reasons for you to give chiro care a try. Check them out! 

  1. If you experience back pain on a regular basis, your chiropractor can help to align your spine, alleviating your pain. Your chiropractor might also teach you stretches and/or exercises to assist with healing and pain management. 
  2. Similar to back pain relief, a chiropractor can adjust your neck and/or back to help relieve pain caused by headaches. Chiropractors can be especially helpful in providing tips to improve your posture, which will further strengthen your muscles and relieve the pain in your neck, back, and head. 
  3. We know it's confusing to think that a chiropractor could help with gastrointestinal issues, but visiting a chiropractor will help to properly align your body and assist with bowel regularity.
  4. Do your or your child experience reoccurring ear infections? Try visiting a chiropractor to resolve the alignment issues in your spine, allowing the fluid in your ears to flow properly, and resolving the reoccurring infection. 
  5. We know it can be scary to allow a person to crack your neck and spine, but parallel to back pain and headaches, a chiropractor can help to resolve that unwavering pain in your neck. You will likely find increased mobility and a loss of tension after allowing a chiropractor to work on your neck. 
  6. If you struggle with arthritis or regular joint pain, a chiropractor can help you to manage your pain. As stated above, your chiropractor is likely to explain some useful stretches and exercises specific to your area of concern; practicing these exercised and stretches will help you to manage your pain and improve your overall health. 
  7. By adjusting your body, your chiropractor is able to improve the natural flow and alignment of your body, allowing your blood and other cells to flow freely. 

 

Still unsure? Chiropractic care is covered by most group and employee benefit plans! Give us a call to learn more or give a chiropractor near you a try! 

How to Submit a Cost Plus Claim

Wondering how to submit a cost plus claim through your Chambers of Commerce Group Insurance Plan?

Check out this simple step-by-step video from the Chamber Plan!

Still have questions? Give us a call or send us an email! 

What's the Difference Between an Agent and a Broker?

Do you know the difference between an insurance agent and an insurance broker? The truth is, most people are unsure of the differences. We thought we would help out by creating a handy infographic to show you the distinctions between the two. Check it out! 

Agent versus Broker

For more information, check out this article!

Take a Break! The 50/10 Rule

Like most people around you, the thought of working straight through the day without small breaks in between seems like a daunting task. The mornings go by slowly, lunch doesn't feel long enough, and the afternoons drag on longer than the mornings. 

We found a really great article that suggests the 50/10 rule. It's simple: work for 50 minutes, take a 10 minute break. 

50 minutes is long enough to get a great deal of work done, and not so long that your mind starts to burn out. Similarly, 10 minutes is long enough to recharge, and not so long that you lose focus. 

The article has 5 main tips for making this type of schedule work for you: 

1. Stamina - As we mentioned before, a full work day without small breaks is nearly impossible. Taking a 10 minute break after 50 minutes of productive work allows you to recharge and come back with a focused and sharp mind. 

2. Focus - Don't let anything distract you during your 50 minutes of work. Put your cell phone away and zone in on what you are doing. The results will amaze you. 

3. Side-Productivity - Use your 10 minute break to do anything you wish. You could read a portion of the book you're working through, go for a walk, catch up on your social media - it doesn't matter what you do, as long as you consider it to be a break from your daily work tasks. 

4. Progress Tracking - When you break your day into 50/10 portions, you can easily keep track of exactly how much time you're spending on a project. Keep track of the time you spend and the number of projects you complete and see how rewarding this system really is. 

5. Mastery - When you keep track of the exact amount of time you spent working on something, you know just how long it took you to perfect it. Use your time wisely and you'll feel accomplished. 

So, what are you waiting for?! Give this a try and see how much more productive you are throughout the day! 

 

Coordinating Health and Dental Benefits

Coordinating benefits is common with health and dental plans; it allows employees and their dependents to make the most of their plans by combining benefits to receive 100% coverage on prescriptions and/or health and dental procedures. 

If an employee and his/her spouse both have coverage, the claims should go through the patient's plan first. Any expenses that are not covered by the patient's plan can then be submitted to the spouse's plan along with an explanation of benefits from the initial claim.

If the employee and his/her spouse have dependants, the claim goes through the plan of the parent whose birthday falls earlier in the calendar year, then to the other parent along with an explanation of benefits.  

When parents are divorced or separated, the dependant's claims should be submitted in this order: 

  1. The plan of the parent with custody 
  2. The spouse of the parent with custody 
  3. The parent who does not have custody
  4. The spouse of the parent who does not have custody

Coordinating benefits can help employees to save money on health and dental claims and ensure that they are receiving the most amount of coverage available to them. 

Advisor Advantage

Have you spent hours of your own time shopping for an employee benefits program only to find yourself getting lost in the industry speak? We know it's difficult to make sense of insurance terms, to find reasonable pricing, and to find a company you trust. 

We like to help our clients make sense of the industry by providing them with trustworthy numbers and reliable advice. 

Lots of people don't realize that we are a brokerage and we are here to shop the market for you - so let us do the heavy lifting while you sit back, relax, and choose a plan based on the work we've put in! 

One Stop Shop

We want to help you find the best deal and the best plan to suit your unique needs. Let us shop the market and put together an easy to read comparison so you don't have to!

Claims Solutions

we can help you fix those tricky claims issues that might be difficult to understand. A lot of the time, a claim hasn't actually been denied, but rather put on hold. We will help you determine how to get things moving along.

 
Friendly and Familiar

Wish you could call your insurance company and talk to an actual person rather than a pre-recorded message? We can help with that! Tell us your problems and we will talk to head office to help you solve them! 

 

The most important part of our job is to help you in any way we can - please call our office if you have any questions, concerns, or you'd just like to know a little bit more about your group plan! We're happy to chat or to set up a meeting with you. 

How Do You Increase Workplace Productivity?

We recently read an article that suggested each person has a different time of day in which they are the most productive; some people love to wake up for an early morning workout, while others to prefer to wake up and enjoy a cup of coffee before beginning their days. Either way, it’s important to allow your employees to work in a way that will benefit them, therefore increasing productivity and personal investment in the work place.

 

With a rise in millennials joining the work force, a higher importance is being placed on flexibility within the work place. Employees value the ability to leave early for a personal circumstance, if need be. This applies to working parents who wish to attend their children’s extra-curricular activities, as well as single people who have personal commitments outside of work. This isn’t to say that you should allow your employees to leave early every day, but allowing them the freedom to enjoy their personal life shows that you, as a business owner, place importance on your employees’ happiness.

 

Another interesting idea the article mentions is allowing your employees time to develop creative ideas away from their desk. Sitting at a desk and answering emails for eight hours a day can become robotic; as an employer, you should try to encourage your employees to take a walk at lunch, or to simply get up and stroll around the office every now and then. This will encourage creative thinking and new ideas as your employees experience a change of scenery and give their brains a small break.

 

In our office, we make a point of visiting new restaurants for team lunches, or we eat lunch outside on sunny days. As the insurance industry can become repetitive, we take the time to walk around the office, give our minds a break, and visit our co-workers to share ideas or work through problems together. It is very important to us to maintain a positive work environment with happy employees who feel supported, taken care of, and pleased to come to work each day.

What do you do in your office to increase productivity?


To read the article referenced, click here 

What is Acupuncture?

Acupuncture

Acupuncture is a form of traditional Chinese medicine which focuses on the flow of energy throughout the body. When the flow is disrupted it can lead to pain, illness, or lack or normal function; your acupuncturist will focus on various acupoints in your body to relieve tension and to help release your body’s natural pain killers by targeting some of the body’s main systems, including the nervous, endocrine, immune, cardiovascular, and digestive systems.

Your acupuncturist will start your appointment by examining your tongue, checking your pulse, and asking you some questions about your medical history; once they have determined the best treatment plan for you, they will start with your acupuncture treatment. Your practitioner will insert needles as slim as human hair into your acupoints. After insertion, the acupuncturist might manipulate the needles by hand or by adding an electrical stimulant.

Although some people might shy away from this treatment due to a fear of needles, most patients report little to no discomfort and leave the treatment with a sense of relief.

The most common reason for visiting an acupuncturist is to manage neck, back, joint, or head pain, including the treatment of migraines. Additionally, acupuncture can help with nausea, allergies, menopause symptoms, and infertility.

Depending on the severity of your condition, your acupuncturist might recommend coming back for a series of weekly treatments, or he/she might suggest continuing acupuncture as a form of maintenance.

Regardless of physical condition, acupuncture is generally suitable for most people. It can help to treat the root cause of your malady and can reduce your dependence on medication and/or prevent you from needing medical procedures.

Some people might experience minor discomfort after treatment, including stiffness and/or soreness, but these symptoms are not generally a cause for concern.

Clinical studies have also shown acupuncture to help treat the following:


  • Depression,
  • Knee pain
  • Dental pain
  • Sciatica
  • Cardiac neurosis
  • Ear pain
  • Female reproductive pain
  • Insomnia
  • Hypertension

Acupuncture is generally covered under your group insurance plan. Please talk to your plan administrator or review your employee booklet form more information.

 

Read More: Advantages of AcupunctureClinical Care

How Do You Combat Mental Illness in the Workplace?

It seems like most people we talk to these days are experiencing some sort of anxiety disorder, whether it’s severe, or just moderate enough to inconvenience their lives. We live in such a fast-paced society it’s hard to keep up to all the social responsibilities we experience day to day.

How do you ensure your employees are not only taking care of their physical wellness, but also their mental well-being? We found an article that discusses various ways to help your employees to maintain their happiness and overall health.

The first suggestion is to promote work-life balance; this can be done by offering your employees flexible work hours or work-from-home options.  By allowing this, your employees are still able to get their work done, but they are less likely to feel overwhelmed by the amount of responsibilities they need to meet throughout the week.

Secondly, discourage employees from working on vacation. Some particularly hard-working people can see a vacation as a time to get caught up on outstanding work, but it should be a time for your employee to relax, de-stress, and enjoy the things they love to do most.

Another important aspect of promoting a happy and healthy workplace is to create an environment your employees feel comfortable in. It can be difficult to discuss personal issues with a boss or a manager, so be sure to let your employees know your office is a judgement-free zone.

Another suggestion the article makes is to provide your employees with an insurance plan that covers the cost of therapy and/or counselling sessions. Many people use group insurance plans to help with physical pain or maintenance, but it’s also important to have a plan that covers the cost of counselling services to help with mental well-being.

Lastly, encourage your employees to exercise as part of their daily routine. Exercising helps both the body and the mind by relieving stress and anxiety and promoting and overall healthy lifestyle. We know it can be hard to encourage exercise, but some of the suggestions include teaming up with a local gym to provide discounted rates, installing a bike rack so employees can cycle to work, or allowing for longer lunches so employees have time to exercise during the day and refresh before returning to their desks.

It’s important to let your employees know you care about them on a personal level. Happy and healthy employees will benefit your workplace by investing more in their jobs and being more productive throughout the day.

So, we ask, what are you doing to promote mental wellness in your work place?

 

To read the full article, click here

5 Reasons to Get A Massage

5 Reasons to Go for A Massage

Did you know that massage is covered under most benefit programs, allowing you to claim a portion or the entire cost of massage service? It appears most people think of massage as a treat to themselves, but it can be a really great way to maintain your overall health, decrease muscle pain, improve your athletic performance, and assist in reducing pain caused by arthritis and/or other illnesses.

1.      Stress Relief

Massage can provide you with 30-90 minutes of relaxation, taking you away from your every day stresses and allowing you to clear your mind of any bothersome thoughts.

2.      Reduce Anxiety

Alongside stress management, massage can help to reduce anxiety by enforcing relaxation. Many people experience anxiety throughout the week as they find a way to manage work place stressors and other personal concerns.

3. Decrease Migraine Frequency

Do you experience severe headaches and/or migraines? Massage can help to relax your muscles and decrease the frequency in which you experience migraines.

4.      Reduce Muscle Tension

Parallel to reducing headaches, massage therapists can help to relax the other muscles in your body that might be causing you pain or discomfort. Your massage therapist can work on specific muscle groups to release tension throughout your body.

5.      Enhance Exercise Performance

Massage can help to increase your range of motion, therefore enhancing your exercise performance. If you have tight muscles at the gym, you’re at greater risk for injury and you likely won’t be able to complete your exercises properly.

 

For more information about the benefits of massage, read the full article here.

If you’d like to learn about claiming your massage or you wish to know more about your coverage, please contact our office.

Deskercise!

What do you do to keep your body moving when you're at work? It's hard to sit behind a desk all day while maintaining proper posture and avoiding those delicious snacks sitting in the office kitchen, but we found some ways to keep you moving while you're in the office!

1. Tap your toes! Turn on your favourite radio station and tap your toes to the beat of each tune; this keeps your legs moving and your circulation flowing! 

Fitness

2. Take the stairs! We know the elevator is easier, but if you work on a lower floor and you're up for a challenge, try the stairs a couple times per week! 

3. Wait by the printer! Sure, this might sound a little bit boring, but why not do some calf raises while waiting for your pages to print?

4. Butt squeezes! Yeah, yeah, yeah, we know this sounds funny, but why not tone those glutes when no one is looking?! Just squeeze your cheeks together and hold for 5-10 seconds until you get tired and wait for the results!

5. Leg raises! Simply lift your legs, hold them in place for 5-10 seconds and then lower them slowly without allowing your feet to touch the ground. If it's not hard enough you can loop your purse around your feet for some extra weight. 

 

Like these tips? Check back for more next week or follow this link for the full article! 

 

Simple Ways to Maintain A Healthy Lifestyle

Are you one of the many people who suffer from common aches and pains? It’s much more common that one might think and can often be helped by increasing your daily activity, and this doesn’t have to mean buying a gym membership and cutting your favourite foods out of your diet

We found an article with some simple suggestions to relieve every day aches and pains.

One of the simplest ways to increase your activity level is to get social with your friends. If you’re the type who frequents local coffee shops, try taking your coffee to go and exploring nearby neighbourhoods or venture down to the river valley for a peaceful change of scenery. If you’re looking for a bigger challenge, try signing up for a fitness class, like spin or yoga with your closest friends.

Another way to soothe pain is by frequently stretching your muscles. If you work in an office, you should stand try to stand up from your desk every 15-30 minutes. In doing so, you can take a short walk around the office, walk up and down the stairs if you’re able, and take the time to stretch your muscles.

If this decreases your productivity too heavily, you can try some simple neck, leg, and arm stretches at your desk. Not only will this give your body a break, but it’ll also give you a chance to rest your eyes and to re-cooperate your mind from tedious work tasks.

In addition to stretching, you should try to maintain proper posture as much as possible throughout the day. We know it is much easier to slouch in an office chair, but keeping your head up, shoulders back, and chin tucked can really help to prevent shoulder and neck pain.

The article also notes that we should try to maintain our lower body strength to prevent falls as we age. An easy practice to keeping your lower body in check is to stand on one foot as you are engaged in conversation or standing in line at a store. This is a very simple task that will help to maintain your balance and improve your lower body strength.

Keeping healthy doesn’t always have to be a daunting task, however it should always be placed as a priority to keep you strong and healthy into the later stages of your life.

If you’d like to read the full article, please click here 

How Can Dieticians Help Us?

It's hard to keep up with the latest food trends, the latest fad diets, and the latest health crazes, but what if we actually visited someone who could help us to better understand what we should be eating in a day?

We did some research to learn more about Dieticians and what they can really offer us. 

Dietician

First and foremost, dieticians are registered nutrition experts who are trained to help us with our overall health and wellness. They are able to coach us through our daily diets and learn about lifestyle changes we can make to improve our eating habits; they help us to set goals and to follow through on them. Dieticians can help us to steer clear of the fad diets and to understand practical solutions to unhealthy eating habits, resulting in long term results and and overall improvement to our physical health. 

I think we all know how difficult it can be to understand the labels we find on our food; how is one ever supposed to fully understand a list of ingredients we can't even pronounce?! Luckily, registered dieticians can help us to read labels and fully understand what we should be getting from our foods. When we understand the labels we are given, it is much easier to stay on track and feed our bodies with proper nutrients. 

It's also important to realize that changing our diets doesn't necessarily mean we have to miss out on our favourite foods. Dieticians can help us to adapt our favourite recipes to better suit our diets, therefore keeping us healthy and happy! 

Registered Dieticians don't only work with clients one on one, they also work with families, communities, and professionals to develop healthy eating habits and to set reasonable health goals. They help patience who are in long term care, and they help hospitals, and nursing homes to maintain healthy menus for their residents. Further to that, Dieticians can work with corporations to develop a corporate wellness plan for you and your employees. 

As an added bonus, Registered Dieticians are covered under your Chambers of Commerce Group Insurance Plan! If you'd like to learn more about your coverage, contact us today. if you'd like to learn more about Dietitians, click here.

What benefits do your employees really want?

There are many benefits to having an employee health and dental plan, but one of the main assets of a group plan is that it attracts and retains quality employees. 

As a company owner, you need to ask yourself which benefits would be of the most value to your employees. To make things easier for you we found an article that lists prescription drug coverage, dental care, and vision care as the most important qualities of a group benefit program.  

We can help you to find a plan tailored specially to the needs of your company and your employees. We can work within your budget, help you with prescription drug care maximums based on requirements, and can help you choose dental coverage to suit your employees. Further to that, we can discuss extended health care options, including vision coverage, that will improve your employees' quality of life. 

After implementing a plan, we can help you set your employees up with an easy-to-use mobile app to submit claims, see claims history, and register for direct deposit for claims reimbursement. Your employees can keep up to date on their coverage maximums, plan usage, and other pertinent information without the help of a third party. if they have questions about the mobile app or about their benefit plan, they can call our office directly and we can direct them while maintaining confidentiality standards. 

Similar to the mobile employee app, we can offer online plan administration, which allows you to make changes to and review all of the details of your group plan. Plan administrators can log on to the website to see taxable benefit information, billing statements, and a summary of your employee benefit program. They can also add or delete employees or make changes to a current employee if he/she experiences a life changing event, such as the birth of a new baby or entering a new marriage. 

We'd love to help create a better quality of life for your employees, so call us today for a quote or further information on the types of plans we can offer. 

 

To see the full article, please click here

Chiropractic vs Massage Treatments

Are you amongst the many people who experience soreness and/or stiffness at the end of a long work day? Regardless of whether you have an active job that requires you to be on your feet, or a job that requires you to be sitting all day, our bodies can become tired and worn out by the end of the week.

Two of the best and most common forms of pain management for sore muscles and joints are chiropractic and massage treatments, which are generally covered under your group benefits program. Using your benefit program to cover the cost of treatment allows you to maintain your overall health and well-being with regular visits to your licensed chiropractor or registered massage therapist.

However, there is often confusion about which treatment is right for your needs. So how do we know which one is best? First things first, we should know the difference between the two practices:

Massage is aimed at solving muscular issues such as tension, spasms, or strained/pulled muscles. Massage therapy can also reach into your nervous system by helping fluids to move more freely throughout your body. While massage therapists cannot adjust your joints or prescribe medications, they can be a great source of holistic healing to relieve tension and make sure your body is performing at its full potential.

Unlike massage therapists, chiropractors are able to address the issues lying within your musculoskeletal and nervous systems. They can write prescriptions and provide rehabilitative exercises tailored to your specific needs. Chiropractic care is especially useful in helping with joint pain, headaches, insomnia, and neck or back pain.

To take your course of treatment one step further, you can combine the two practices to help with chronic pain. Massage therapy is a great way to warm up your body and ensure you are relaxed before going in for a chiropractic treatment; your chiropractic adjustment is more likely to last longer if your muscles are relaxed before. Similarly, your massage is likely to be more effective when your joints are properly aligned.

Both forms of treatment can bring relief to your body and help with your overall wellbeing, but we know they can be expensive when they are not covered by your insurance. If you have questions regarding coverage of these treatments, please talk to your plan administrator or call our office for the details of your extended health care coverage.

 

To read more about the benefits of chiropractic and massage treatments, please see this article.